Hill County Homes under $250,000

Welcome to Hill County, Texas—an enchanting blend of natural beauty, rich history, and vibrant community living. Nestled in the heart of Central Texas, Hill County is known for its rolling hills, picturesque lakes, and charming small towns. With a population that values community spirit and local culture, this area offers a warm welcome to newcomers and a sense of belonging for long-time residents.

One of the most appealing aspects of Hill County is its affordability, particularly when it comes to housing. If you're seeking your dream home without breaking the bank, you’ll be delighted to discover a variety of homes available for under $250,000. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, Hill County has options that cater to all needs and tastes.

Imagine living in a cozy three-bedroom cottage surrounded by mature oak trees, or perhaps a charming ranch-style home with a sprawling backyard perfect for family gatherings. The community is dotted with delightful neighborhoods that offer a peaceful retreat from the hustle and bustle of city life, yet still provide easy access to essential amenities, schools, and recreational activities.

Outdoor enthusiasts will love the proximity to stunning lakes, parks, and hiking trails, making it easy to embrace the beauty of Texas nature. With its affordable housing options and a strong sense of community, Hill County is not just a place to live; it’s a place to thrive. Come explore the possibilities and find your perfect home in this hidden gem of Texas!

Newest Hill County Homes under $250,000

$195,000

2 Beds ⋅ 2 Baths ⋅ 21359171 MLS

Escape to the country and enjoy 5 acres of space, privacy, and possibilities! This 2-bedroom, 2-bath home offers approximately 960 square feet of living space surrounded by a mix of open land and mature trees. Relax on the covered porch and enjoy the peaceful country setting with plenty of room for animals, outdoor projects, equipment, or simply more space to call your own. Additional storage structures and fencing add extra functionality to the property. Whether you're looking for a quiet country retreat, room to create your own homestead, or an acreage property you can make your own, this property offers plenty of potential. Bring your ideas and come see what 5 acres of Texas country living has to offer! Property is being sold as-is. Buyer and buyer's agent to verify all information, measurements, schools, utilities, and restrictions.

751 Hcr 1321, Hillsboro

$208,000

3 Beds ⋅ 2 Baths ⋅ 21401782 MLS

PRICED TO SELL on OVER HALF AN ACRE, just minutes from Lake Whitney! Looking for an affordable home with room to spread out? This 3-bedroom, 2-bath home sits on a spacious corner lot in Whitney with mature trees, plenty of outdoor space, and a peaceful setting to enjoy from your covered back porch. Homeownership may be closer than you think! Qualified buyers may be eligible for lender incentives, including as little as 1% down OR a lender-paid temporary rate buydown that lowers the interest rate by 1% for the first year. Inside, you’ll find an open layout with an upgraded kitchen featuring dark cabinetry, a large granite island and stainless steel appliances. The spacious primary suite offers dual sinks, a garden tub and separate tiled shower. Outside is where this property really shines! With over half an acre, there’s plenty of room for pets, kids, entertaining, gardening, or simply enjoying a little extra space. A storage shed provides additional convenience. Big lot. Updated home. Affordable price. Financing options that could make getting into your next home even easier. Schedule your showing today!

119 Post Oak Rd, Whitney

$235,000

2 Beds ⋅ 2 Baths ⋅ 21394705 MLS

Welcome to your own little slice of Texas! Nestled on just over 2 acres and surrounded by mature trees and peaceful country properties, this adorable farmhouse is full of warmth, character, and charm. Inside, you’ll find 2 bedrooms, 2 baths, and a dedicated office with a closet that offers flexibility for your needs. Wood beams, updated flooring, fresh paint, and renovated bathrooms add just the right mix of rustic farmhouse character and modern comfort. And that inviting front porch? It’s made for slow mornings, quiet evenings, and taking in those beautiful Texas skies. Outside is where you can really bring your vision of country living to life. The gated property is fenced and cross-fenced with room for a garden, pets, or even a farm animal or two. The 30x40 shop with electricity and a wood-burning stove gives you plenty of space for projects, hobbies, storage, or whatever you can dream up. Tucked just off the beaten path, you can enjoy the peace and serenity of country life while still being only minutes from Hillsboro and Whitney. Cozy, charming, and full of possibilities, this Texas farmhouse is ready for its next chapter. Come sit on the porch, take in the wide-open sky, and imagine calling this little slice of country home.

613 Hcr 1305, Hillsboro

$224,900

2 Beds ⋅ 2 Baths ⋅ 21401375 MLS

COUNTRY LIVING NEAR BEAUTIFUL LAKE WHITNEY! Enjoy the space and peaceful setting of approximately ONE ACRE while still being just minutes from the lake. Recently renovated and move-in ready, this spacious 2-bedroom, 2-bath home offers approximately 1,500 sq. ft., a full laundry, utility room, and an attached garage with tons of potential. Keep it for parking and storage or explore converting it into a game room, second living area, home office, or oversized primary suite. Recent improvements include: • NEW high efficiency HVAC system • NEW aerobic septic system • NEW flooring throughout • Fresh interior paint throughout • NEW granite countertops in kitchen & bathrooms • NEW kitchen appliance package • Fully renovated bathrooms • NEW cultured marble shower surrounds • NEW plumbing valves & shut-off valves • NEW electrical switches & receptacles • NEW light fixtures throughout • NEW window blinds • Full cosmetic interior remodel PLUS—the roof was completed within the last three years. Whether you're looking for a full-time home, weekend escape, or simply more room to spread out, this property offers updated country living with the recreation and natural beauty of Lake Whitney right nearby. One acre, extensive updates, flexible living space, and lake life—all ready for its next owner!

167 Tall Timber Trl, Whitney

$250,000

3 Beds ⋅ 2 Baths ⋅ 21400770 MLS

Beautifully updated and move in ready, this charming 3 bedroom, 2 bath home offers comfortable living with stylist modern touches and timeless character. The inviting interior features newly installed flooring, a spacious living area and a functional kitchen with updated appliances and ample cabinetry. Outside, enjoy the benefits of a low maintenance metal roof, extended covered patio and beautifully landscaped yard, perfect for relaxing entertaining or enjoying the outdoors. The combination of classic stonework, warm wood accents, and thoughtful updates creates a welcoming home that is ready for its next chapter. A wonderful opportunity in a convenient location just 20 minutes from major grocery stores, shopping, dining, and city life. This home offers the perfect blend of peaceful living and everyday convenience.

111 N Morgan St W, Mount Calm

$228,000

3 Beds ⋅ 2 Baths ⋅ 21397228 MLS

Whether you’re searching for an affordable place to call home, weekend getaway, vacation rental or investment property, this home checks all the boxes. This three bedroom, two bath home is conveniently located in the heart of Whitney near local amenities, yet minutes from beautiful Lake Whitney, Lake Whitney State Park and endless outdoor recreation. Additional bonus features include a two-car carport with rear alley access, a 14x12 storage building on slab, new chain link fencing and a screened in back porch, perfect to sit back and enjoy a cup of coffee to start or end the day. Recent major capital upgrades include a new AC unit in 2025 and freshly re-shingled roof in 2025. Laundry room is located in the garage. This turn-key property is ready for its next chapter, schedule your showing today!

401 S Llano St, Whitney

$230,000

3 Beds ⋅ 2 Baths ⋅ 21394975 MLS

A little piece of Itasca history with plenty of heart! Welcome to this adorable 1900s cottage full of timeless charm and comfortable living space. Rumored to once be the Mayor's home, situated only one block from downtown Itasca. Upon arrival you'll see a large two sided porch with lovely views. This spacious bungalow offers three large bedrooms and two full bathrooms including hardwood floors, custom built ins, comfy window seats, and four gas fireplaces throughout. The large kitchen offers plenty of room for gathering. This home is well equipped with central heat and air, new shower in primary ensuite, new gutters, brand new roof and shutters, new Hardie Board fiber cement siding on house and garage, and new windows on the East side of home. Enjoy peaceful mornings outside on either covered porch surrounded by mature trees, colorful landscaping, crepe myrtles, canna lilies, and peach trees. There is extra storage in the large shed and additional parking in the garage and under the carport conveniently located by alley access. Come see this hidden gem today!

304 E Main St, Itasca

$159,900

2 Beds ⋅ 1 Baths ⋅ 21399058 MLS

SUBJECT TO LENDER APPROVAL. Calling all investors and first-time buyers! This property offers a great opportunity to own a home with room to add your own personal style or strengthen your rental portfolio. Roof was replaced in 2022, updated interior paint, kitchen, bathroom, modern lighting, water heater, and HVAC. Inside, you’ll find a bright, open-concept layout with spacious rooms and walk-in closets in each bedroom. The oversized carport runs nearly the full length of the home and provides covered parking for multiple vehicles. Even the surrounding area has seen improvements, with the City of Hillsboro recently repaving the street and adding curbs and a sidewalk. Whether you’re looking for a starter home, a downsizing option, or a potential rental property, this home offers versatility and value. Property is being sold AS-IS. SELLER WILL MAKE NO REPAIRS. Bring your vision and make it yours!

609 Park Dr, Hillsboro

$164,500

3 Beds ⋅ 1 Baths ⋅ 21398264 MLS

Lake Living at an Affordable Price! This 3-bedroom, 1-bath home is ideally located near Lake Whitney and sits on a spacious, heavily treed property offering plenty of privacy and room to enjoy the outdoors. The property features two storage buildings, providing excellent space for lake toys, tools, hobbies, or extra storage. Whether you’re looking for a full-time home, weekend getaway, or investment opportunity, this property offers a great location close to the lake and plenty of potential. Come take a look and imagine the possibilities!

186 Jennifer Loop, Whitney

$159,900

4 Beds ⋅ 2 Baths ⋅ 21398864 MLS

Such a lovely home with plenty of room to roam, especially if you have children. This is a 4 bedroom home which you could use one for an office. This home boost nice flooring, tons of cabinets in nicely appointed kitchen. Bedrooms have walk-in closets with plenty of space. The large fenced in backyard has plenty of space and garage is detached . Close to all schools. Bring your bags and make this your new home. All information is approximate and to be verified by buyers' and buyers' agent. Thank you. Priced well below market value.

303 E Treadwell, Aquilla

$215,000

4 Beds ⋅ 1 Baths ⋅ 21395205 MLS

This 4 bedroom, 1 bath, brick home in Whitney, Texas sits on a corner lot with 0.33 acres and offers 1,523 square feet of living space with a metal roof. The home has been remodeled and features laminate floors throughout, and an open floor plan connecting the kitchen and living room. The kitchen has plenty of cabinets, gas cooktop, and an oven with a warmer. The plumbing and electrical have been updated. The home is move-in ready except for the primary bath which needs to be completed. A 203K FHA loan would be a quick way to complete this bath. Majority of the furnishings throughout the can stay. A carport and storage building add everyday convenience. Outside, enjoy a back deck with a pergola, fully fenced yard, and plenty of room to relax. This property is a short drive to Lake Whitney for all your recreational needs. This home is a great starter home, rental property, Airbnb, etc. Call us today for your showing!

102 Creek Dr, Whitney

$82,500

3 Beds ⋅ 2 Baths ⋅ 21394937 MLS

ATTN INVESTORS! Situated on a double acre lot shaded by mature trees, this 3-bedroom, 2-bath home offers 1,857 square feet of living space and plenty of potential for buyers ready to take on a renovation project. The living room features a vaulted ceiling, tile flooring, and a decorative fireplace-style mantel. The adjoining dining area offers built-in shelving and convenient access to the kitchen, a farmhouse-style sink, and stainless steel appliances, and new cabinets. Improvements include a NEW roof, electrical updates, and some plumbing replacements. Outside, enjoy a covered front porch, an extended driveway, and a generously sized yard with mature trees!. Being sold AS-IS, this fixer-upper presents an opportunity for buyers looking to complete renovations and customize a home to their own vision. The property qualifies for FHA 203(k) renovation loan. Bring your vision and transform this Hillsboro property into something special! Located between Waco and DFW gives quick and easy access to commuters!

925 E Walnut St, Hillsboro

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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